Mortgage Protection

There are many different types of mortgage protection insurance to cover you for all eventualities. Many people think they are covered and have the correct amount and type of cover. However, this is rarely the case. Especially if it has been some time since your last review and your circumstances have changed.

Let our mortgage advisers create a protection solution to match your current and future needs that fully protects you and your family.

Alexandra Bonnar
Alexandra Bonnar
21/11/2023
Ivan is excellent! Very helpful, dedicated to his work and goes the extra mile.
The Mabbutts
The Mabbutts
04/09/2023
Ivan has provided us with outstanding service. He has gone above and beyond what we expected. He helped us with our mortgage when moving house. We will be returning every time our mortgage is up for renewal.
Daniel Fardell
Daniel Fardell
10/05/2023
All round great service & results from Ivan. Extremely knowledgeable, very approachable & always has his clients best interests at heart.
Antonio Banderes
Antonio Banderes
26/04/2023
Great to work with, felt like we were thier top priority. Communication and availability 5/5
Lee Wigglesworth
Lee Wigglesworth
19/04/2023
I highly recommend Ivan at Elementary Mortgage Solutions. He was very helpful, always talking me through things I was unsure about putting my mind at ease. He helped me through a time length of 18 months and was always easy to get hold of and quick to reply if ever I needed him.
Dean Warsop
Dean Warsop
10/03/2023
My mortgage application went as smoothly as it could with the help of Ivan who went above and beyond with his time and efforts to get it sorted as soon as possible. Everything he did was explained in terms I could understand and he was never more than a phone call away to answer any questions we had. I couldn’t recommend Ivan highly enough and have passed his details to numerous friends. All I can add is my gratitude to Ivan for his hard work and being available every step of the way. A fantastic man and very good at what he does. Many thanks again
Robyn Kirk
Robyn Kirk
04/01/2023
We didn't have the easiest circumstances however ivan was very honest with us from the beginning. He outlined a number of options for us and when the time came for us to apply for a mortgage the process was easy and stress free due to ivan's brilliant communication and transparency. We couldn't thank ivan enough because he made it possible for us to get our first home.
Andrew Littlewood
Andrew Littlewood
03/01/2023
Brilliant advice and products from Ivan as always I won’t go anywhere else .
Steph Lonergan
Steph Lonergan
22/12/2022
Would highly recommend using Elementary Mortgage Solutions. Done amazing at finding us the best mortgage for our new home. Very helpful and always available if need to ask any questions, worth every penny.
Will Shaw
Will Shaw
20/12/2022
Ivan was absolutely amazing from start to finish. We had a few set backs on our side of things due a global pandemic and then several houses falling trough but he never gave up, he kept going for us and kept us updated regularly and we have now finally got the keys to our very first home just intime for Christmas. He made the whole process a breeze sorted all our insurance's out for us so we had the right cover at the right budget. Honestly 5 stars doesn't even come close wouldn't hesitate to recommend him and Elementary Mortgage Solutions to anyone.

Need advice on mortgage protection products? Contact our team today

Life Insurance

Life Insurance is also known as life cover or life assurance. This type of cover allows you to help protect your loved ones financially if you were to die during the term of your policy.

You choose the amount of cover you need and how long you need it for. Premiums can then be paid on a monthly or annual basis. In return, your family has the reassurance of knowing that if you died while covered by the policy, they receive a cash sum payout if a valid claim is made.

Critical Illness Cover

Critical illness cover is designed to pay out a cash sum if you get one of the specified critical illnesses covered during the term of the policy. Policies can include cover for between 40-170 illnesses. The three most common being a heart attack, cancer or a stroke.

Critical Illness Cover can be added to life insurance policies for an additional cost. Other benefits can also include Terminal Illness Cover, Accidental Death Benefit and Children’s Critical Illness Cover.

Family Income Benefit

Family Income Benefit is a form of life insurance that pays out a monthly income (rather than a lump sum).

Where life insurance is often used to pay off an outstanding mortgage in a single lump sum, a Family Income Benefit policy is designed primarily to provide an income to help maintain your dependants standard of living until they reach an age at which they are likely to be self-sufficient.

Income Protection

Income Protection is an insurance policy that pays out if you’re unable to work because of injury or illness. It is designed to replace part of your income.

Income Protection can be arranged to pay out until retirement, death or your return to work. It will not pay out if you’re made redundant. However,  policies will often provide ‘back to work’ help if you’re off sick.

Mortgage Protection Nottingham

Ensure you have the correct level of mortgage protection