Specialist Mortgage Advisers in Nottingham

The mortgage process doesn’t need to be difficult.

With a professional mortgage adviser from Elementary Mortgage Solutions at your side, you can say goodbye to mortgage stress and hassle.

Whether you’re a first-time buyer, a landlord or are looking to remortgage your existing home; we can help.

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Expert Impartial Mortgage Advice

Elementary Mortgage Solutions is a Nottingham based mortgage adviser. We are experts in recommending and arranging mortgages and other related insurance products to the people of Nottingham and the wider Midlands area.

We work from a panel of lenders, which means, we are not tied to any one provider and can compare thousands of products to find the best one that meets your circumstances.

We Search thousands of mortgage deals so you don't have to! 

Mortgages from Virgin Money
Mortgages from Birmingham Midshires
Mortgages from Atom Bank
Mortgages from Halifax
Mortgages from HSBC
Mortgages from Kensignton
Mortgages from Skipton Building Society
Mortgages from Natwest
Mortgages from The Post Office Money
Mortgages from Santander
Mortgages from Mortgage Works
The Nottingham

Professional, Jargon Free Mortgage Adviser

At Elementary Mortgage Solutions, we pride ourselves on the highest standards of customer service and building lasting relationships.
As one of our clients, you can expect a clear, jargon-free explanation of the Mortgage process put across in a relaxed and informal way.

For You

We work for you, and this means we have your best interests at heart. Because of this, there can be no conflict between the Estate Agent and Mortgage Adviser. Don’t be tricked by the “If you use our in house adviser the process will be quicker and smoother” This isn’t necessarily true.

Flexible Approach

Our meetings typically take place in the comfort of your own home at a time of your convenience, usually within a week.
Giving you more flexibility to work around your home and work life.

Diverse Mortgage Options

Going to your bank or building society means you are restricted to the products of one provider.
As an indenpendent mortgage adviser we can search our panel of over 70 lenders and 1000s of products to find the most competitive rates available.

Niche Products

We have access to niche products for clients that do not fit the rigid high street criteria

  • Bad credit
  • Debt consolidation
  • Right to buy
  • Self-build
  • Buy To Let
  • Let To Buy

Exclusive Deals

Being part of one of the biggest mortgage networks in the country often gives us access to exclusive products and some of the best rates available, including mortgage deals that you can’t find on the high street.

The Whole Package

Using Elementary Mortgage Solutions, we will ensure that we cover all aspects of your mortgage and protection needs leaving no stone unturned.
Some providers may only look at the mortgage and not fully protect you and your family.

Not Just A Mortgage

As part of our comprehensive service, we can also provide or recommend;

  • Life cover
  • Critical illness cover
  • Income Protection
  • Family Income Benefit
  • Solicitors
  • Surveys
  • Buildings and Contents insurance

The Elementary Mortgage Process

Get In Touch

Pick up the phone or fill out our enquiry form. There are no silly questions, and we can have a relaxed and informal chat to see if we can help you. We endeavour to answer all calls. However, there will be times when we are in appointments in which case please leave us a message, and we will get back to you within a couple of hours.

Financial Analysis

We will arrange a convenient time and place for us to talk, generally within a week. This can be at your home or work, and our initial meeting is free and without obligation. This is where we get to know you and your circumstances. We will undertake a full financial analysis looking at your current situation and future plans and assess your income and expenditure.

Research

Taking all the information you have given us its now time for us to put our skills and experience to use. We search our comprehensive lender panel for the best solution that meets your needs and circumstances. This may include a credit check and applying for a Decision In Principle (DIP).

Our Advice

Next, we tell you all about the mortgage deals we have found and any other related products that will suit you. We will discuss the reasons behind our choices, tell you about any costs and fees involved and explain all the terms and conditions surrounding your chosen products.

When You Are Happy

Once you are happy to proceed, its time for us to apply for your mortgage. We will collect any outstanding documents, help with all paperwork involved and liaise with the lender on your behalf.

Keeping You In The Loop

The process of applying for a mortgage varies and can be anything from 2 weeks to 3 months. Rest assured, we will keep you informed every step of the way until you have your mortgage offer from the lender.

Ongoing Support

We pride ourselves on building long term relationships and offering excellent customer support. If you ever need assistance, we are always at the end of the phone. If your circumstances change or you have any questions, please don’t hesitate to get in touch. We will also make regular contact to make sure you are happy and to help you find your next mortgage.