Welcome to Elementary Mortgage Solutions

Finding the right mortgage shouldn’t feel like solving a complex puzzle. As your dedicated mortgage advisors in Nottingham, we’re here to make the entire process straightforward and stress-free.

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To speak with a mortgage advisor in Nottingham, book your FREE mortgage consultation

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You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

Your Trusted Mortgage Broker in Nottingham

How We Can Help You

Whether you’re taking your first step onto the property ladder, considering remortgaging your current home, or expanding your buy-to-let portfolio, our personal approach to mortgage advice ensures you’ll receive guidance tailored specifically to your circumstances.

With access to thousands of mortgage products from over 90 lenders, we take the time to understand your unique situation and find the perfect mortgage solution for you, not just today, but with your future plans in mind.

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What Our Clients Say

    
 
 
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   sharon kirk 
 14/08/2024
 
 
  Excellent service from Ivan, really helpful and knowledgeable. Would definitely recommend!
  
 
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   Charlotte Wright 
 30/07/2024
 
 
  Ivan is really friendly and took away a lot of the stresses that come with moving house. He is always on the other end of the phone and constantly checked in with us through the whole process.
  
 
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   DHE 
 23/07/2024
 
 
  Great help every step of the way, very professional. Made buying our first home easier (if only the sellers were so easy)
  
 
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   Alexandra Bonnar 
 21/11/2023
 
 
  Ivan is excellent! Very helpful,  dedicated to his work and goes the extra mile.
  
 
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   The Mabbutts 
 04/09/2023
 
 
  Ivan has provided us with outstanding service. He has gone above and beyond what we expected. He helped us with our mortgage when moving house. We will be returning every time our mortgage is up for renewal.
  
 
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   Daniel Fardell 
 10/05/2023
 
 
  All round great service & results from Ivan. Extremely knowledgeable, very approachable & always has his clients best interests at heart.
  
 
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   Antonio Banderes 
 26/04/2023
 
 
  Great to work with, felt like we were thier top priority. Communication and availability 5/5
  
 
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   Lee Wigglesworth 
 19/04/2023
 
 
  I highly recommend Ivan at Elementary Mortgage Solutions. He was very helpful, always talking me through things I was unsure about putting my mind at ease. He helped me through a time length of 18 months and was always easy to get hold of and quick to reply if ever I needed him.
  
 
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   Dean Warsop 
 10/03/2023
 
 
  My mortgage application went as smoothly as it could with the help of Ivan who went above and beyond with his time and efforts to get it sorted as soon as possible. Everything he did was explained in terms I could understand and he was never more than a phone call away to answer any questions we had. I couldn’t recommend Ivan highly enough and have passed his details to numerous friends. All I can add is my gratitude to Ivan for his hard work and being available every step of the way. A fantastic man and very good at what he does. Many thanks again
  
 
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   Robyn Kirk 
 04/01/2023
 
 
  We didn't have the easiest circumstances however ivan was very honest with us from the beginning. He outlined a number of options for us and when the time came for us to apply for a mortgage the process was easy and stress free due to ivan's brilliant communication and transparency. We couldn't thank ivan enough because he made it possible for us to get our first home.

Our Services

Jargon Free Mortgage Advice

Financial products, such as Mortgages, can be complex with terms and language that most people don’t encounter in their daily lives. It’s easy to feel overwhelmed if you’re attempting to arrange your own mortgage and handle all the paperwork yourself.

As a specialist mortgage broker in Nottingham, our experts have years of experience and provide mortgage advice in a clear and straightforward manner.

We won’t try to bamboozle you with industry terms and jargon. We want you to feel comfortable and happy with the process, whether you’re a first-time buyer, remortgaging or investing in a buy-to-let property.

Your home may be repossessed if you do not keep up repayments on your mortgage

A Flexible Approach

We provide a flexible, modern approach when it comes to providing mortgage advice. We don’t expect you to visit our offices between 9 am – 5 pm, instead, our mortgage advisers will come to you. We typically visit our customers in their homes or arrange to meet at their places of work. We’ll plan the meeting at a time that’s convenient for you and our advisers are happy to meet in the evening or weekends.

Diverse Mortgage Options

We work with a broad panel of carefully selected mortgage providers.

Whether you are a first-time buyer, are self-employed, are a landlord in the market for a competitive buy to let mortgage deal or have a poor credit rating and need advice on which lenders are best suited to your situation, our mortgage advisers can help.

Exclusive Deals

Lenders do not make all of their mortgage products available to the general public. Some of their best mortgage rates are only available to brokers. By working with Elementary Mortgage Solutions, you can unlock an exclusive mortgage deal and potentially save money through lower interest rates and monthly repayments.

We Search thousands of mortgage deals so you don't have to!

Specialist Products

Mortgages available on the high street typically have rigid criteria that can make it difficult for many people to access them. Individuals with a poor credit rating, the self-employed and those looking to develop a self-build are just some of the reasons that can make it challenging to obtain a standard mortgage.

Our Nottingham mortgage brokers have access to a wide range of specialist products created specifically for those who are struggling to get a mortgage and don’t fit the inflexible high street criteria. They can provide mortgage advice and support and guide you through the options available that suit your situation.

Some of the specialist mortgage products we can provide are;

Bad Credit
Debt consolidation
Right to buy
Self-build
Buy To Let
Let To Buy

(Your home may be repossessed if you do not keep up repayments on your mortgage. Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority. Think carefully before securing other debts against your home; your home may be repossessed if you do not keep up repayments on your mortgage)

More than a Mortgage

At Elementary, we do more than just provide mortgage advice. Our team can also assist you with a range of related products, including;

Life cover
Critical illness cover
Income Protection
Family Income Benefit
Buildings and Contents insurance

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The Elementary Mortgage Process

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Get In Touch

Pick up the phone or fill out our enquiry form. There are no silly questions, and we can have a relaxed and informal chat to see if we can help you. We endeavour to answer all calls. However, there will be times when we are in appointments in which case please leave us a message, and we will get back to you within a couple of hours.

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Financial Analysis

We will arrange a convenient time and place for us to talk, generally within a week. This can be at your home or work, and our initial meeting is free and without obligation. This is where we get to know you and your circumstances. Your mortgage broker will undertake a full financial analysis looking at your current situation and future plans and assess your income and expenditure.

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Research

Taking all the information you have given us it’s now time for us to put our skills and experience to use. We search our comprehensive lender panel for the best solution that meets your needs and circumstances. This may include a credit check and applying for a Decision In Principle (DIP).

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Our Advice

Next, we tell you all about the mortgage deals we have found and any other related products that will suit you. We will discuss the reasons behind our choices, tell you about any costs and fees involved and explain all the terms and conditions surrounding your chosen products.

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When You Are Happy

Once you are happy to proceed, it’s time for us to apply for your mortgage. We will collect any outstanding documents, help with all paperwork involved and liaise with the lender on your behalf.

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Keeping You In The Loop

The process of applying for a mortgage varies and can be anything from 2 weeks to 3 months. Rest assured, we will keep you informed every step of the way until you have your mortgage offer from the lender.

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Ongoing Support

We pride ourselves on building long term relationships and offering excellent customer support. If you ever need assistance, we are always at the end of the phone. If your circumstances change or you have any questions, please don’t hesitate to get in touch. We will also make regular contact to make sure you are happy and to help you find your next mortgage.

Mortgage Advice Tailored to Your Needs

Our aim is to find every customer their perfect mortgage product. Our team of expert mortgage brokers achieve this by gaining a clear understanding of your financial situation, plans and goals for the future.

Based on the information you’ve provided, we then review hundreds of mortgage products from a vast panel of lenders.

Once we’ve found the right mortgage product for you, we take care of the mortgage application and paperwork ensuring the whole process runs smoothly and is stress-free.

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Welcome to Elementary Mortgage Solutions