Mortgage Adviser Nottingham
Elementary Mortgage Solutions is a Nottingham based mortgage adviser. We are experts in recommending and arranging mortgages and other related insurance products to the people of Nottingham and the wider Midlands area.
We work from a panel of lenders, which means, we are not tied to any one provider and can compare thousands of products to find the best one that meets your circumstances.
Whether you are a First Time Buyer, looking to remortgage and raise capital or thinking of buying an investment property, knowing which mortgage is best for you now and in the future is not always an easy task.
Because the mortgage world can be a complicated place let Elementary Mortgage Solutions guide you through the mortgage process and
“Make Mortgages Easy”
Professional, Jargon Free Mortgage Adviser
At Elementary Mortgage Solutions, we pride ourselves on the highest standards of customer service and building lasting relationships.
As one of our clients, you can expect a clear, jargon-free explanation of the Mortgage process put across in a relaxed and informal way.
We work for you, and this means we have your best interests at heart. Because of this, there can be no conflict between the Estate Agent and Mortgage Adviser. Don’t be tricked by the “If you use our in house adviser the process will be quicker and smoother” This isn’t necessarily true.
Our meetings typically take place in the comfort of your own home at a time of your convenience, usually within a week.
Giving you more flexibility to work around your home and work life.
Diverse Mortgage Options
Going to your bank or building society means you are restricted to the products of one provider.
As an indenpendent mortgage adviser we can search our panel of over 70 lenders and 1000s of products to find the most competitive rates available.
We have access to niche products for clients that do not fit the rigid high street criteria
- Bad credit
- Debt consolidation
- Right to buy
- But To Let
- Let To Buy
The Whole Package
Using Elementary Mortgage Solutions, we will ensure that we cover all aspects of your mortgage and protection needs leaving no stone unturned.
Some providers may only look at the mortgage and not fully protect you and your family.
Not Just A Mortgage
As part of our comprehensive service, we can also provide or recommend;
- Life cover
- Critical illness cover
- Income Protection
- Family Income Benefit
- Buildings and Contents insurance
"Careful, considered, advice fully tailored to our situation, and always available by phone and email to answer any follow-up questions now matter how innocuous.""
- Mr B - Gunthorpe
"Quality control excellent throughout the process. Did not want us to over stretch when raising funds. Thank you"
- Mr G - Gedling
" Ivan was very professional and was very knowledgeable which belayed any fears I had with the entire process. I particularly appreciated he was readily contactable any time of the day and evenings."
- Mr W - Daybrook
"I can highly recommend Ivan. He has made the process of re-mortgaging my house straight forward and kept me updated all the way through the process. Great customer service and always at the end of a phone. Thanks for your help!"
- Mr W - Mapperley
"Absolutely amazing service from this company. I’m now settled in my new home, paying significantly less on my mortgage compared to the previous 13 years. To top it off I received a hamper of goodies off them today ❤️ Ivan Whitelocks Thankyou for everything and making it so easy for me and my family to find our forever home x"
- Mrs M - Top Valley
"I would highly recommend Ivan with any mortgage advice or life/home insurance Everything ran smoothly from start to finish very professional and worked around our commitments and family. Got us a great deal and was at the end of the phone whenever we needed. Definitely 5 stars plus"
- Mrs M - Bestwood
"Ivan was very professional from the start as well as being flexible with working around our busy schedules, I'm sure our application wasn't the most straight forward & there were more than a few obstacles but despite all this Ivan still got us a deal that we are more than happy with and would have no hesitation in using his services again or recommending him to friends / family."
- Mr F - Sherwood
Get a Free Consultation With Our Mortgage Brokers
If you’d like to know more about the services we offer you can send us your details by completing our contact form. One of our mortgage advisers will then get in touch to talk through your requirements.
The Elementary Mortgage Process
Get In Touch
Pick up the phone or fill out our enquiry form. There are no silly questions, and we can have a relaxed and informal chat to see if we can help you. We endeavour to answer all calls. However, there will be times when we are in appointments in which case please leave us a message, and we will get back to you within a couple of hours.
We will arrange a convenient time and place for us to talk, generally within a week. This can be at your home or work, and our initial meeting is free and without obligation. This is where we get to know you and your circumstances. We will undertake a full financial analysis looking at your current situation and future plans and assess your income and expenditure.
Taking all the information you have given us its now time for us to put our skills and experience to use. We search our comprehensive lender panel for the best solution that meets your needs and circumstances. This may include a credit check and applying for a Decision In Principle (DIP).
Next, we tell you all about the mortgage deals we have found and any other related products that will suit you. We will discuss the reasons behind our choices, tell you about any costs and fees involved and explain all the terms and conditions surrounding your chosen products.
When You Are Happy
Once you are happy to proceed, its time for us to apply for your mortgage. We will collect any outstanding documents, help with all paperwork involved and liaise with the lender on your behalf.
Keeping You In The Loop
The process of applying for a mortgage varies and can be anything from 2 weeks to 3 months. Rest assured, we will keep you informed every step of the way until you have your mortgage offer from the lender.
We pride ourselves on building long term relationships and offering excellent customer support. If you ever need assistance, we are always at the end of the phone. If your circumstances change or you have any questions, please don’t hesitate to get in touch. We will also make regular contact to make sure you are happy and to help you find your next mortgage.