Elementary Mortgage Solutions Blog

Is Now the Right Time To Remortgage

Is Now the Right Time To Remortgage

One of the questions we're asked frequently by our clients is when the Right Time to remortgage is? There are lots of factors that influence mortgage rates, including the cost of borrowing for the lender, the levels of competition in the mortgage market and the...

A Beginner’s Guide to Stamp Duty

A Beginner’s Guide to Stamp Duty

Stamp duty is a property purchase tax payable in England and Northern Ireland. When you buy a residential property or a piece of land costing more than £125,000 you are liable to pay stamp duty. For the purchase of second homes, the stamp duty threshold is £40,000....

5 Important Tips for First Time Buyers

5 Important Tips for First Time Buyers

Purchasing your first home should be an exciting time. However, once you start to consider the financial side, it can seem a little daunting. Whether you’re worried about the deposit you will need, concerned about your credit score or simply don’t know where to start...

Capital Raising Mortgage Advice

Capital Raising Mortgage Advice

When planning a large purchase or home improvements, we often consider taking out a personal loan or credit card. If you own a property, there could be a better way to raise the funds you need. With a Capital Raising Mortgage, you can release some of the equity in...

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