Elementary Mortgage Solutions Blog

Do I Need Mortgage Protection Cover?

Do I Need Mortgage Protection Cover?

Mortgage protection cover acts as a lifeline if you can no longer afford your mortgage repayments. But before you invest in mortgage protection insurance, you should first understand if it’s the right choice for you, your family and your circumstances. What Is...

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When Can I Switch Mortgage Deal?

When Can I Switch Mortgage Deal?

What does the cost of living crisis, interest rates, your financial stability, moving plans, debts, and renovations have in common? They’re all factors that might encourage you to learn more about how and when to switch mortgage deals. Recent stats suggest that a...

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Why is it Difficult to Get a Mortgage as a Foster Carer?

Why is it Difficult to Get a Mortgage as a Foster Carer?

Foster caring requires enough energy, flexibility, and resources at the best of times, let alone when you're searching for a mortgage. Finding the perfect home with the perfect mortgage means investing your precious time and effort alongside your day-to-day work life....

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How To Save For A Mortgage

How To Save For A Mortgage

Deciding how to save for a mortgage is no mean feat, and many first time buyers feel it's harder than ever to climb the property ladder. Mortgages require serious cash, with standard deposits ranging between 5 and 20% for a six-figure property. We're not about to tell...

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How To Get a Mortgage As a Foster Carer

How To Get a Mortgage As a Foster Carer

Foster carers provide amazing things for countless children in challenging situations. Among those amazing things, care, guidance, and a safe home environment prove paramount. Foster carers may need to take out a mortgage to support that safe home environment....

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How to Remortgage Your Home To Build An Extension

How to Remortgage Your Home To Build An Extension

Remortgaging can be a scary concept, but increasingly, it helps homeowners up and down Britain turn their current residences into dream homes. If you need more space and don’t have the cash to fork out for an extension upfront, then remortgaging offers a practical...

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A Guide to Buy to Let Mortgages for the Self Employed

A Guide to Buy to Let Mortgages for the Self Employed

More and more people take the brave step to choose self-employment every year, becoming their own boss while chasing their dreams and building a business. Fortunately for them, the lenders have noticed this trend. In fact, mortgage providers offer surprisingly...

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Should You Consider a 40-Year Fixed-Rate Mortgage

Should You Consider a 40-Year Fixed-Rate Mortgage

The 40-year fixed-rate mortgage is the latest product from a lending industry adapting to the changing UK housing market. They’re now available for the first time in the UK, giving borrowers another option in the journey towards the property ladder. Some lenders are...

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Mortgage Payment Holidays – Your Questions Answered

Mortgage Payment Holidays – Your Questions Answered

Not all holidays are created equal. However, much like summer holidays, mortgage payment holidays can offer a chance to relax and take the pressure off. While mortgage payment holidays create an opportunity to straighten finances, they shouldn't be taken lightly. Like...

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What Happens to Your Mortgage When You Move Home

What Happens to Your Mortgage When You Move Home

People moving house often lean on their support network, in the form of friends and family, to guide their life's essential uprooting and replanting. Before packing and unpacking, movers do plenty of research, planning, and preparation. But what happens to your...

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A Guide to Self Build Mortgages

A Guide to Self Build Mortgages

Self build mortgages help turn dream homes into realities. These customised borrowing agreements deliver financial support and resources as ambitious builders make homes for themselves. Mortgages aim to benefit both home builders and lenders alike, through structured...

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Can I Get a Mortgage with Bad Credit

Can I Get a Mortgage with Bad Credit

Brits find it harder than ever to get on the property ladder, as economic uncertainty, a tough jobs market, and debts stand between young families and their dream homes. Bad credit makes finding a mortgage hard, but not impossible. Understanding this topic is an...

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Mortgage Protection

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