Mortgage Calculator

Our mortgage calculator is computer generated and relies on certain assumptions. It is designed to give you a general idea of the repayments you can expect to pay for a specified mortgage term and interest rate. For a more exact figure and to find out how much you can borrow, please contact our expert team of mortgage advisers.

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Since April 2014 and the introduction of the Mortgage Market Review (MMR) the mortgage amount that a lender with allow is no longer governed by just your income.

Instead, lenders now work out the maximum they can lend to you based on Affordability. On the most basic level, this involves looking at what income is coming into the household, looking at what committed expenditure is going out of the household i.e. loans, credit cards, living expenses and seeing what is left to service any mortgage.

The amounts that lenders will lend can vary massively depending on your circumstances. The best way to find out how much you can borrow is to undergo a full Financial Analysis with your broker or bank.

Our Customers Say...

					<img src="https://www.elems.co.uk/wp-content/plugins/wp-google-places-review-slider/public/partials/imgs/stars_5_yellow.png" alt="5 star review" class="wprevpro_t1_star_img_file">  Great personable Service. My case was very complex and required several consultations. Ivan was very patient in sorting out all the technical details and was always available on the phone. I Couldn't be happier with the savings I've made on my mortgage. I Would recommend Elementary Mortgage Solutions to anyone.				
<img src="https://lh4.ggpht.com/-VrsolpSdUF0/AAAAAAAAAAI/AAAAAAAAAAA/YD0VkiMlWzY/s128-c0x00000000-cc-rp-mo/photo.jpg?sz=100" alt="thumb" class="wprevpro_t1_IMG_4" />Dean Ryder
 
					<img src="https://www.elems.co.uk/wp-content/plugins/wp-google-places-review-slider/public/partials/imgs/stars_5_yellow.png" alt="5 star review" class="wprevpro_t1_star_img_file">  Ivan Whitelocks satisfied all my needs. Guiding me through the process with ease. He was easy to reach and quick to reply to any enquires. Going above and beyond at the end of our purchase when I hit a snag with my conveyances.  Fully recommend him and look forward to speaking to him again if I ever need mortgage advice again.				
<img src="https://lh3.ggpht.com/-PGUbocJ1IVE/AAAAAAAAAAI/AAAAAAAAAAA/1qfnE0jzXX8/s128-c0x00000000-cc-rp-mo/photo.jpg?sz=100" alt="thumb" class="wprevpro_t1_IMG_4" />Peter Joynson
 
					<img src="https://www.elems.co.uk/wp-content/plugins/wp-google-places-review-slider/public/partials/imgs/stars_5_yellow.png" alt="5 star review" class="wprevpro_t1_star_img_file">  Ivan was brilliant. He was quick and communicated well and was great at giving us advice on our way to picking the best mortgage for our situation. Will definitely use him again in the future.				
<img src="https://lh5.ggpht.com/-AozI-ulQ5b4/AAAAAAAAAAI/AAAAAAAAAAA/Kknde_-nTiU/s128-c0x00000000-cc-rp-mo/photo.jpg?sz=100" alt="thumb" class="wprevpro_t1_IMG_4" />Joe Jackson
 
					<img src="https://www.elems.co.uk/wp-content/plugins/wp-google-places-review-slider/public/partials/imgs/stars_5_yellow.png" alt="5 star review" class="wprevpro_t1_star_img_file">  Can’t fault this company In any way , they go the extra mile, completed my mortgage in record time. Can highly recommend				
<img src="https://lh3.ggpht.com/-DWbc_ackNeE/AAAAAAAAAAI/AAAAAAAAAAA/4hwnHHBbV4I/s128-c0x00000000-cc-rp-mo/photo.jpg?sz=100" alt="thumb" class="wprevpro_t1_IMG_4" />Katie Brown