Mortgage Calculator
Our mortgage calculator is computer generated and relies on certain assumptions. It is designed to give you a general idea of the repayments you can expect to pay for a specified mortgage term and interest rate. For a more exact figure and to find out how much you can borrow, please contact our expert team of mortgage advisers.
Can’t fault this company In any way , they go the extra mile, completed my mortgage in record time. Can highly recommend Katie Brown
- Great personable Service. My case was very complex and required several consultations. Ivan was very patient in sorting out all the technical details and was always available on the phone.... read more Dean Ryder
- Ivan was brilliant. He was quick and communicated well and was great at giving us advice on our way to picking the best mortgage for our situation. Will definitely use... read more Joe Jackson
- Ivan helped us sort our re-mortgage out. It was stress free and Ivan was always at the other end of the phone when we had any questions. Harry Simposn
- Thanks for sorting out our re-mortgage, very professional, easy process and even got us a better rate and saved us money. Highly recommended. Georgia Leonardi
- What a superb service. From a great professional work ethic, to monthly mortgage savings Ivan had it all.
Was always available if anything needed to be discussed. Made sure... read more Beth Clay
- Elementary mortgage solutions arranged a remortgage on a property we let out. The process was extremely simple and we got an excellent deal that lowered our monthly payments considerably. I'd... read more Carl Barton
- Ivan was fantastic! Our quest for a mortgage wasn’t exactly straightforward as our property was apparently, according to one surveyor "unsaleable” due to it’s location - we were remortgaging, go... read more Hannah Townhill
- Extremely professional and responsive service by Ivan. He was always happy to help and support me through the whole process. Highly recommend!! Kimbo 85
- Fantastic Service. Really took the hassle out of mortgage hunting. Would definitely use again. Stress free from start to finish and very professional. Thank you Laura Shaw
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Mortgage Calculator
Total Summary
Since April 2014 and the introduction of the Mortgage Market Review (MMR) the mortgage amount that a lender with allow is no longer governed by just your income.
Instead, lenders now work out the maximum they can lend to you based on Affordability. On the most basic level, this involves looking at what income is coming into the household, looking at what committed expenditure is going out of the household i.e. loans, credit cards, living expenses and seeing what is left to service any mortgage.
The amounts that lenders will lend can vary massively depending on your circumstances. The best way to find out how much you can borrow is to undergo a full Financial Analysis with your broker or bank.