​Mortgage Calculator

Our mortgage calculator is computer generated and relies on certain assumptions. It is designed to give you a general idea of the repayments you can expect to pay for a specified mortgage term and interest rate. For a more exact figure and to find out how much you can borrow, please contact our expert team of mortgage advisers.

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Book your FREE mortgage consultation, call 0115 7845780 or simply enter your details below

Abi King
Abi King
25/08/2021
Ivan has been a great help with buying our first house, he kept in contact through the whole process and helped a lot, we would totally recommend having him as a mortgage advisor! 🙂
Hannah Townhill
Hannah Townhill
24/08/2021
Ivan was fantastic! Our quest for a mortgage wasn’t exactly straightforward as our property was apparently, according to one surveyor "unsaleable” due to it’s location - we were remortgaging, go figure…. This meant that finding a lender that didn’t use the same valuation company was tricky to say the least. Ivan didn’t give up. He promised us a mortgage and that is what he delivered through hard work and perseverance. He was a pleasure to deal with throughout and I can’t praise him highly enough. I now wouldn’t go anywhere else when the time comes to remortgage again. Thanks Ivan!
Harry Simposn
Harry Simposn
06/05/2021
Ivan helped us sort our re-mortgage out. It was stress free and Ivan was always at the other end of the phone when we had any questions.
Georgia Leonardi
Georgia Leonardi
30/03/2021
Thanks for sorting out our re-mortgage, very professional, easy process and even got us a better rate and saved us money. Highly recommended.
Katie Brown
Katie Brown
10/09/2020
Can’t fault this company In any way , they go the extra mile, completed my mortgage in record time. Can highly recommend
Kimbo 85
Kimbo 85
29/07/2020
Extremely professional and responsive service by Ivan. He was always happy to help and support me through the whole process. Highly recommend!!
Carl Barton
Carl Barton
09/04/2020
Elementary mortgage solutions arranged a remortgage on a property we let out. The process was extremely simple and we got an excellent deal that lowered our monthly payments considerably. I'd highly recommend Elementary and will be using them again in the future.
Peter Joynson
Peter Joynson
07/02/2020
Ivan Whitelocks satisfied all my needs. Guiding me through the process with ease. He was easy to reach and quick to reply to any enquires. Going above and beyond at the end of our purchase when I hit a snag with my conveyances. Fully recommend him and look forward to speaking to him again if I ever need mortgage advice again.
Joe
Joe
22/10/2019
Ivan was brilliant. He was quick and communicated well and was great at giving us advice on our way to picking the best mortgage for our situation. Will definitely use him again in the future.
Laura Shaw
Laura Shaw
17/09/2019
Fantastic Service. Really took the hassle out of mortgage hunting. Would definitely use again. Stress free from start to finish and very professional. Thank you

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Book a Free Mortgage Consultation

Since April 2014 and the introduction of the Mortgage Market Review (MMR) the mortgage amount that a lender with allow is no longer governed by just your income.

Instead, lenders now work out the maximum they can lend to you based on Affordability. On the most basic level, this involves looking at what income is coming into the household, looking at what committed expenditure is going out of the household i.e. loans, credit cards, living expenses and seeing what is left to service any mortgage.

The amounts that lenders will lend can vary massively depending on your circumstances. The best way to find out how much you can borrow is to undergo a full Financial Analysis with your broker or bank.