Deciding how to save for a mortgage is no mean feat, and many first time buyers feel it's harder than ever to climb the property ladder. Mortgages require serious cash, with standard deposits ranging between 5 and 20% for a six-figure property. We're not about to tell...
Not all holidays are created equal. However, much like summer holidays, mortgage payment holidays can offer a chance to relax and take the pressure off. While mortgage payment holidays create an opportunity to straighten finances, they shouldn't be taken lightly. Like...
People moving house often lean on their support network, in the form of friends and family, to guide their life's essential uprooting and replanting. Before packing and unpacking, movers do plenty of research, planning, and preparation. But what happens to your...
Self build mortgages help turn dream homes into realities. These customised borrowing agreements deliver financial support and resources as ambitious builders make homes for themselves. Mortgages aim to benefit both home builders and lenders alike, through structured...
Brits find it harder than ever to get on the property ladder, as economic uncertainty, a tough jobs market, and debts stand between young families and their dream homes. Bad credit makes finding a mortgage hard, but not impossible. Understanding this topic is an...
The question 'what is a bridging loan', may seem like financial jargon, but it provides actionable insights for homeowners and businesses across the country. When used properly, bridging loans offer powerful and profitable financial advantages. However, like all...
The basic economic problem, having finite resources and infinite options, affects everyone from individuals to nation-states. Families often struggle to decide whether to save or invest when handling mortgage payments. However, should you overpay your mortgage, you...
Most homeowners take out a mortgage when they buy their property, and for most people, this is their biggest financial commitment. You don't have to be tied to your first mortgage agreement however, and remortgaging deals can save you money in some circumstances. This...
Buying a home – especially for the first time – can be a stressful experience. There are a whole load of costs to consider – over and above your deposit. The paperwork seems never-ending. Add the emotional investment and strain, and it becomes clear why buying a home...