The question 'what is a bridging loan', may seem like financial jargon, but it provides actionable insights for homeowners and businesses across the country. When used properly, bridging loans offer powerful and profitable financial advantages. However, like all...
The basic economic problem, having finite resources and infinite options, affects everyone from individuals to nation-states. Families often struggle to decide whether to save or invest when handling mortgage payments. However, should you overpay your mortgage, you...
Most homeowners take out a mortgage when they buy their property, and for most people, this is their biggest financial commitment. You don't have to be tied to your first mortgage agreement however, and remortgaging deals can save you money in some circumstances. This...
Buying a home – especially for the first time – can be a stressful experience. There are a whole load of costs to consider – over and above your deposit. The paperwork seems never-ending. Add the emotional investment and strain, and it becomes clear why buying a home...
Critical illness cover, also referred to as critical illness insurance or CIC insurance, is a form of insurance that pays out a lump-sum to the policyholder should they be diagnosed with an illness or suffer an injury that is covered by the policies terms. What is...
If you own a car, a house or even a phone, then you’ll no doubt have insurance to protect against accidents or damage. When it comes to insuring possessions, we’re generally very thorough. The same, however, cannot be said when it comes to insuring ourselves. In the...
Buy to let mortgages are best defined by what they’re not. They’re not residential mortgages, which lenders provide to help you buy a house to live in. Instead, buy to let mortgages provide capital to invest in property to rent out, for profit. In that sense, the...
Mortgages for people who are self-employed work slightly differently to those that are acquired by people in regular employment. However, providing that you can prove your financial stability, you should have no issue in getting a mortgage as a self-employed borrower....
Buying your first home can be a daunting task, and it is important that you ask the right questions to get the best deal. Mortgage brokers help you to find the right lender to meet your own mortgage needs. A good broker will also guide you through the process from...