Elementary Mortgage Solutions Blog

What is a Buy to Let Mortgage?

What is a Buy to Let Mortgage?

Buy to let mortgages are best defined by what they’re not. They’re not residential mortgages, which lenders provide to help you buy a house to live in. Instead, buy to let mortgages provide capital to invest in property to rent out, for profit. In that sense, the...

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A Beginner’s Guide to Stamp Duty

A Beginner’s Guide to Stamp Duty

Stamp duty is a property purchase tax payable in England and Northern Ireland. When you buy a residential property or a piece of land costing more than £125,000 you are liable to pay stamp duty. For the purchase of second homes, the stamp duty threshold is £40,000....

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Capital Raising Mortgage Advice

Capital Raising Mortgage Advice

When planning a large purchase or home improvements, we often consider taking out a personal loan or credit card. If you own a property, there could be a better way to raise the funds you need. With a Capital Raising Mortgage, you can release some of the equity in...

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